You Can Insure Anything... A Charlotte, North Carolina Man, Having Purchased A Case Of Rare, Very Expensive Cigars, Insured Them Against.

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You Can Insure Anything...
A Charlotte, North Carolina man, having purchased a case of rare, very
expensive cigars, insured them against... get this... FIRE. Within a month,
having smoked his entire stockpile of fabulous cigars, AND having yet to
make a single premium payment on the policy, the man filed a claim against
the insurance company. In his claim, the man stated that he had lost the
cigars in "a series of small fires." The insurance company refused to pay,
citing the obvious reason that the man had consumed the cigars in a normal
fashion. The man sued... and won. In delivering his ruling, the judge stated
that since the man held a policy from the company in which it had warranted
that the cigars were insurable and also guaranteed that it would insure the
cigars against fire without defining what it considered to be "unacceptable
fire," it was obligated to compensate the insured for his loss. Rather than
endure a lengthy and costly appeal process, the insurance company accepted
the judge's ruling and paid the man $15,000 for the rare cigars he lost in
"the fires."
*** Here's the funny part ***
After the man cashed his check, the insurance company had him arrested on 24
counts of arson. With his own insurance claim and testimony from the
previous case being used as evidence against him, the man was convicted of
intentionally burning the rare cigars and sentenced to 24 consecutive 1
month terms.

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