Before going to Europe on business, a man drove his Rolls-Royce to a
downtown New York City bank and went in to ask for an immediate loan of
$5,000.

The loan officer, taken aback, requested collateral. So the man said,
"Well,
then here are the keys to my Rolls-Royce." The loan officer promptly
had the
car driven into the bank's underground parking garage for safekeeping,
and
gave him $5,000.

Two weeks later, the man walked through the bank's doors and asked to
settle
up his loan and get his car back. "That will be $5,000 in principal,
and
$15.40 in interest," the loan officer said. The man wrote out a check
and
started to walk away.

"Wait, sir," the loan officer said. "While you were gone, I found out
that
you are a millionaire. Why in the world would you need to borrow
$5,000?"

The man smiled. "Where else in Manhattan could I park my Rolls-Royce
for two
weeks and pay only $15.40?"